Gambling terms, explained straight

Advantage Play & Game Integrity

Hi-lo card counting

Hi-lo card counting is a blackjack advantage-play method that tracks exposed cards by giving them a value of +1, 0, or -1, then uses that running total to estimate how many high cards remain in the deck.

Tags
2–6 = +1; 7–9 = 0; 10, J, Q, K, A = −11
Level
Level-1 count (running count changes by at most one per card)2
Introduced
1963 by Harvey Dubner1
True count
Running count ÷ decks remaining1

Key points

  • The counter starts at 0 and adds or subtracts the tag value of each exposed card as it appears.1
  • The running count is divided by the number of decks remaining to produce a true count, which guides betting and playing decisions.1
  • Hi-lo is a level-1 count, meaning the running count changes by at most one per card, making it easier to learn than multi-level systems.2
  • The true count can also be used with index numbers to deviate from basic strategy on certain hands.1

Hi-lo card values

Standard hi-lo tags for each card rank.
Card rank Tag
2, 3, 4, 5, 6+1
7, 8, 90
10, J, Q, K, A−1

Where this term is used

Sources

  1. Introduction to the High-Low Card Counting Strategy wizardofodds.com Provides the standard hi-lo tags, the history of Harvey Dubner, and the method for calculating true count.
  2. Card counting - Wikipedia en.wikipedia.org Confirms hi-lo as a level-1 count and the broader context of card counting.

Sources are drawn from regulators, universities and published research, and each one is labelled with what it actually is — a preprint is not called a paper. Bookmaker and affiliate pages are never cited here, because a page that sells betting is not a neutral authority on it.