Gambling terms, explained straight

Lottery, Bingo & Number Games

Lottery scratchcards

A lottery scratchcard is a ticket whose result is fixed before the player buys it, and the player scratches off a coating to see if they have won a prize.

Also called
Scratchcards, instant win lottery products, National Lottery scratchcards (UK)12
Typical prices (UK)
£1, £2, £3 or £5; older £10 cards discontinued4
Example top prize
£2,000,000 on a £5 card4
Regulator (UK)
Gambling Commission1

Key points

  • Scratchcards are an instant-win format: the outcome is set before or at purchase, not by a later draw.1
  • Prizes are revealed by scratching off a covering or, on digital versions, by uncovering hidden symbols.1
  • The Gambling Commission defines scratchcards as instant-win lottery products for regulatory purposes, covering both physical and virtual cards.1
  • Scratchcards sold by vending machines are treated separately under UK regulation and excluded from the term.1

How a scratchcard works

  1. A player buys or receives a card with concealed numbers, symbols, or pictures.1
  2. The covering is scratched off, or the hidden content is revealed digitally.1
  3. The pre-set outcome determines whether a prize has been won.1

Typical UK National Lottery scratchcard prices

Prices and top prizes as cited in research brief.
Price Top prize example
£1
£2
£3
£5£2,000,0004

Scratchcards vs lottery draws

A lottery is the broader gambling category in which prizes are awarded by chance, typically through a later draw.53 Scratchcards are a specific instant-win format where the result is determined before or at purchase rather than by a later draw.15 This means the player knows the outcome immediately after revealing the hidden symbols, without waiting for a scheduled draw.

The Gambling Commission's definition covers scratchcards sold as physical cards or online/virtual cards, but excludes instant-win tickets sold through vending machines, which are treated as a separate category.1 National Lottery scratchcards in the UK are typically sold at £1, £2, £3 or £5, with older £10 cards discontinued; one cited example had a top prize of £2,000,000 on a £5 card.4

Where this term is used

Sources

  1. Lottery submissions guidance - Common terms and ... gamblingcommission.gov.uk Defines scratchcards as instant-win lottery products and explains how they work.
  2. Sturgis review recommendation 3 update - Appendix - Activity lists gamblingcommission.gov.uk Lists scratchcards under alternative names for lottery activities.
  3. Promoting society and local authority lotteries gamblingcommission.gov.uk Defines lottery as the broader category for comparison.
  4. National Lottery (United Kingdom) en.wikipedia.org Provides typical UK National Lottery scratchcard prices and a top-prize example.
  5. Lottery en.wikipedia.org Defines lottery as a chance-based prize category for comparison.

Sources are drawn from regulators, universities and published research, and each one is labelled with what it actually is — a preprint is not called a paper. Bookmaker and affiliate pages are never cited here, because a page that sells betting is not a neutral authority on it.