Gambling terms, explained straight

Casino & Table Games

Blackjack rules payout

The blackjack rules payout sets how much a winning hand is paid, with a natural blackjack typically returning three units for every two wagered.

Standard payout
3:213
Reduced payouts
6:5 or 1:1 on some tables13
2:1 variation
House-edge effect of +2.27%2

Key points

  • A natural blackjack pays 3:2; winning non-blackjack hands pay even money.3
  • Tables paying 6:5 or 1:1 for a blackjack significantly increase the house edge compared to 3:2 tables.13
  • Even money is a separate insurance-style choice when the dealer shows an ace, not the main hand payout.4

Where this term is used

Not the same as

Sources

  1. Blackjack en.wikipedia.org Provides the standard 3:2 payout rule and mentions 6:5 and 1:1 variations.
  2. Blackjack Rule Variations wizardofodds.com Lists the 2:1 payout variation and its house-edge effect of +2.27%.
  3. Blackjack wizardofodds.com Confirms the 3:2 standard payout and that non-blackjack wins pay even money.
  4. Even money en.wikipedia.org Distinguishes even money as an insurance-style choice, not the main payout.

Sources are drawn from regulators, universities and published research, and each one is labelled with what it actually is — a preprint is not called a paper. Bookmaker and affiliate pages are never cited here, because a page that sells betting is not a neutral authority on it.