Lottery, Bingo & Number Games
Lottery annuity if you die
A lottery annuity if you die refers to what happens to the remaining scheduled payments of an annuitised lottery prize after the winner passes away. The outcome depends on the game's rules: the unpaid value may go to the winner's estate or a named beneficiary, or in some cases the payments stop entirely.
- Daily Grand guarantee
- 20-year guaranteed period; beneficiary receives remainder if winner dies before then.1
- Lucky for Life guarantee
- 20-year guarantee; payments continue to the winner's estate.2
- EuroDreams death rule
- Remaining €20,000 monthly payments for 30 years paid as a lump sum to the estate.3
Key points
- Treatment depends on the specific lottery game and jurisdiction; there is no universal rule.12
- Some games stop payments at the winner's death, while others pay the remaining value to an estate or beneficiary.3
Where this term is used
Not the same as
- Annuity vs lump sum lottery — the choice between periodic payments and an immediate cash payout, whereas this term concerns only the annuity option's post-death handling
Related terms
Lottery & bingo
Lottery
A game of chance where players buy tickets for a chance to win prizes.
Lottery & bingo
Jackpot lottery
A lottery with a large top prize that rolls over if not won.
Lottery & bingo
Lottery scratchcards
Instant-win lottery tickets where players reveal symbols to see if they have won.
Lottery & bingo
Pick 3 lottery
A daily lottery game where players choose three numbers to match.
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Beat lottery
Strategies and claims about overcoming the house edge in lottery games.
Lottery & bingo
Scratchcard odds
The advertised chance of winning any prize on a scratchcard
Sources
- Daily Grand en.wikipedia.org Provides the 20-year guarantee for Daily Grand and the game-specific nature of death treatment.
- Lucky for Life en.wikipedia.org Supports the 20-year guarantee for Lucky for Life and the continuation of payments to the estate.
- National Lottery (Ireland) - Wikipedia en.wikipedia.org Supports the EuroDreams rule that remaining payments are paid as a lump sum to the estate.
Sources are drawn from regulators, universities and published research, and each one is labelled with what it actually is — a preprint is not called a paper. Bookmaker and affiliate pages are never cited here, because a page that sells betting is not a neutral authority on it.