Gambling terms, explained straight

Casino & Table Games

Baccarat odds

Baccarat odds are the probabilities and payout ratios attached to the Player, Banker and Tie wagers, together with their implied house edge.

Banker win probability
45.86%
Player win probability
44.62%
Tie win probability
9.52%

Key points

  • The Banker bet has a house edge of 1.06% on an eight-deck game, the lowest of the three main bets.23
  • Player pays 1 to 1; Banker pays 19 to 20 after a 5% commission; Tie typically pays 8 to 1.12
  • Fair odds for any bet equal (1 / probability) − 1 to 1.5
  • The Banker bet wins 45.86% of the time, Player 44.62%, and Tie 9.52%.4

Where this term is used

Sources

  1. Baccarat en.wikipedia.org Provides the standard payout ratios and the general definition of baccarat odds.
  2. Baccarat Basics - Rules, Strategy, and Tips for Beginners wizardofodds.com Gives the house edges for Banker, Player and Tie on an eight-deck game.
  3. House Edge of Casino Games Compared wizardofodds.com Confirms the house-edge figures for the three main baccarat bets.
  4. Baccarat - FAQ wizardofodds.com Supplies the exact win probabilities for Banker, Player and Tie.
  5. Craps - Probability wizardofodds.com Provides the fair-odds formula used in the key points.

Sources are drawn from regulators, universities and published research, and each one is labelled with what it actually is — a preprint is not called a paper. Bookmaker and affiliate pages are never cited here, because a page that sells betting is not a neutral authority on it.