Gambling terms, explained straight

Casino & Table Games

Banco game

Banco is the term for the banker hand in baccarat, particularly in the punto banco variant, where players bet on the banker, player, or tie outcomes.

Also called
Banker; appears in the compound name punto banco12
House edge
At least 1% in baccarat generally1
Minimum payout (GB)
Winning wagers on Banco must be paid at least 19 to 203

Key points

  • In baccarat, banco is the banker side, not a separate game; players back either the banker or player hand12.
  • The round is decided by which hand is closer to nine points, with ties possible2.
  • Distinct from baccara banque (a three-person zero-sum game) and va banque (a staking phrase)45.

Where this term is used

Sources

  1. Baccarat en.wikipedia.org Defines banco as the banker hand in baccarat and provides house edge figures.
  2. Definitions of terms gamblingcommission.gov.uk Official UK definition of banco as the banker hand in baccarat.
  3. Rules of casino games in Great Britain wizardofodds.com States the minimum payout for Banco wagers in Great Britain.
  4. On the three-person game baccara banque arxiv.org Distinguishes baccara banque as a separate three-person game.
  5. Va banque en.wikipedia.org Explains va banque as a staking phrase, not the baccarat banker side.

Sources are drawn from regulators, universities and published research, and each one is labelled with what it actually is — a preprint is not called a paper. Bookmaker and affiliate pages are never cited here, because a page that sells betting is not a neutral authority on it.