Casino & Table Games

Baccarat draw rules

Natural

If either side has 8 or 9, both hands stand.²

Player draw

Player draws on 5 or less, stands on 6 or 7.¹²

Banker draw

If Player stands, Banker draws on 5 or less, stands on 6 or 7. If Player draws, Banker uses a conditional tableau.¹

Key points

• After the initial deal, the game checks for a natural 8 or 9; if present, no third card is drawn.¹²
• The Player's total is tested first; that decision determines whether the Banker uses the simple standing rule or the conditional banker tableau.¹²
• When the Player draws, the Banker's action depends on the Banker total and the Player's third card: e.g., Banker 0–2 draws always, Banker 3 draws except against a Player third card of 8.¹

Where this term is used

• Baccarat

Not the same as

• Baccarat game — the whole wagering and dealing framework, not just the third-card decision rules

Related terms

Sources

1. Baccarat en.wikipedia.org Provides the standard baccarat draw rules including natural, Player and Banker drawing conditions.
2. Baccarat Basics - Rules, Strategy, and Tips for Beginners wizardofodds.com Confirms the natural rule and Player drawing rule, and offers a clear explanation of the rules.

Sources are drawn from regulators, universities and published research, and each one is labelled with what it actually is — a preprint is not called a paper. Bookmaker and affiliate pages are never cited here, because a page that sells betting is not a neutral authority on it.