Gambling terms, explained straight

Casino & Table Games

Baccarat third card rules chart

A chart that sets out when the Player and Banker must draw or stand on a third card in punto banco baccarat.

Also called
Tableau, third-card tableau
Player draws on
5 or less; stands on 6 or 7
Banker draws on
5 or less if Player stands; if Player draws, depends on Banker total and Player's third card

Key points

  • If either hand has a natural (8 or 9), both hands stand and no third card is dealt.12
  • Player draws on 5 or less and stands on 6 or 7; if Player stands, Banker draws on 5 or less and stands on 6 or 7.12

Common questions

When do you draw a third card in baccarat?

The Player draws on a two-card total of 5 or less and stands on 6 or 7. If the Player stands, the Banker draws on 5 or less. If the Player draws, the Banker follows a detailed tableau based on its total and the Player's third card.

Where this term is used

Not the same as

  • Baccarat 3rd card rule — a single draw rule, while the chart is the full set of third-card rules for both Player and Banker

Sources

  1. Baccarat en.wikipedia.org Provides the standard third-card draw rules and natural hand definition for punto banco baccarat.
  2. Baccarat Basics - Rules, Strategy, and Tips for Beginners wizardofodds.com Confirms the Player and Banker draw/stand values and the detailed tableau conditions.

Sources are drawn from regulators, universities and published research, and each one is labelled with what it actually is — a preprint is not called a paper. Bookmaker and affiliate pages are never cited here, because a page that sells betting is not a neutral authority on it.